Use Your Benefits with a Dentist in McKinney Before New Year’s

Did you know that each year, billions in dental insurance benefits dollars are wasted? If you have dental insurance, you could be one of the millions of Americans who don’t use their insurance benefits to their fullest potential. Most dental insurance plans have a deadline at the end of the year, so if you haven’t used your benefits before January 1^st, they’re gone forever. Keep reading to discover why it’s so important to use your insurance benefits before the end of the year with a dentist in McKinney.

Your Yearly Maximum

Usually between $1,000 and $1,500, your yearly maximum is the most your dental insurance plan is willing to pay for your dental work in one year. Your maximum will renew on January 1^st, so it’s in the best interest for your money and teeth to use these dental dollars while you still can—before New Year’s.

Capitalize on Overlapping

If you know that you need multiple more costly procedures, you can start treatment before January 1^st, and then finish it after to reduce out-of-pocket costs. That way, you can reach or exceed your maximum, and you’ll have a fresh set of benefits when New Year’s comes around.

Your Deductible

Most plans require that you pay something out-of-pocket before they’ll cover your treatment. Your deductible will also restart with the New Year, so if you’ve already paid your deductible, schedule a visit with your dentist to cash in on your benefits.

The Premiums You Pay

If you pay premiums out of each paycheck, you should definitely be utilizing your dental benefits. Even if you don’t have any dental issues, you can see your dentist for preventive checkups and cleanings. These are typically covered by most insurance plans, so they are a great way to use up your benefits before the end of the year.

If you’ve been to both of your checkups and still have benefits left over before the end of the year, talk to your cosmetic dentist in McKinney to see if there are any smile beautifying services like whitening that you could benefit from.

Dental Problems Can Worsen

Besides saving money, utilizing your benefits can also save your teeth and gums. Prolonging dental treatment can put you at risk for more extensive and expensive treatments down the road. That’s why it’s important to attend routine checkups and cleanings. If you don’t see the dentist regularly you may develop a dental issue that requires an emergency dentist in McKinney.

Now that you know why you should use up your dental insurance benefits before the end of the year, do you have an appointment scheduled? Talk to your dentist to cash in on your benefits and keep your teeth healthy!

Meet the Dentist

Dr. Zack Hegazin is proud to have his own dental practice, where he treats patients like family. He accepts a wide-range of insurance plans to provide quality and affordable dentistry to his patients. He currently practices at Marble Dental Care, and he can be contacted through his website or by phone at (214) 592-0441 for any questions.