4 Ways to Maximize Your Dental Insurance Benefits Before the End of the Year

And just like that, the end of the year is practically here. Although this is typically the season of holiday festivities and time with family, it is also a good time to maximize your dental insurance benefits! After all, not doing so means unused coverage can turn into wasted dollars. To prevent this from happening to you, read on for four tips from a dentist in McKinney on utilizing your benefits to the fullest.

#1. Attend Your Second Checkup and Cleaning of the Year

The condition of your teeth and gums relies on your bi-yearly visits to the dentist, which is why many dental plans cover the cost of professional checkups and cleanings entirely. However, if you neglect to attend one of your six-month appointments, it is crucial to note that it won’t carry over into the next year. So, to prevent coverage (that could’ve benefited your oral health!) from going unused, make sure to schedule your next routine trip to the dentist before the end of the year.

#2. Schedule Recommended Treatment to Meet Your Annual Maximum

Upon completion of your dental exam, your dentist may recommend a filling or dental crown to fix a decayed or otherwise damaged tooth. Instead of postponing your treatment, check with your insurance provider to see if you’ve met your annual maximum. Since it resets when your plan does, it’s important to use it toward your recommended treatment while you still can!

#3. Don’t Forget About Your FSA Dollars

A Flexible Spending Account is an employer-sponsored benefit that allows employees to set aside a portion of their paycheck for medical-related expenses. However, many patients are unaware of how much is left in their account or forget about it entirely! Since there are typically restrictions that prevent the residual funds from carrying over year after year, use it to cover out-of-pocket expenses for your treatment.

#4. Remember, Many Dental Plans Reset in January

Unfortunately, many patients leave unused coverage and wasted dollars on the table each year because they are unaware that their plan resets in January. If your policy does as well, then schedule your second routine checkup and cleaning of the year before December 31^st! That way, you can maximize your coverage to the fullest while simultaneously ensuring your oral health and smile are in tip-top shape!

About the Author

After experiencing the life-changing impact of quality dentistry firsthand, Dr. Zack Hegazin decided to become a dentist himself! Since graduating with honors from Loma Linda University, he has helped countless patients get the world-class dental care they deserve at an affordable price. After all, Marble Dental Care is in-network with many of the nation’s leading insurance carriers, has an in-house discount plan, and accepts CareCredit financing. So, if you want to maximize your dental benefits before the end of 2020, visit his website or give him a call at 214-592-0441.