Use It or Lose It: 3 Ways to Maximize Dental Insurance Benefits

The days are getting shorter, the leaves are changing color, and the temperature is dropping – do you know what that means? The holiday season is right around the corner! During this special time of the year, many people are trying to save in any way they can in preparation for all the celebrations that are to come. However, very few people are aware of how much money they can save if they maximize their dental insurance benefits. In this blog post, we’ll explain three ways you can make the most out of your coverage while you still can.

Don’t Skip Routine Checkups

Dental anxiety is an incredibly common issue, affecting millions of Americans. While it’s not that big of a deal, it can prevent people from seeking the care they need. You may be tempted to skip your six-month checkups out of fear, but that’s absolutely the last thing you should do – especially if you’re trying to save money. Most dental insurance plans will pay for two routine checkups each year. At these appointments, your dentist will clean your teeth and examine your mouth for signs of oral health problems. With early intervention, they can address these issues with conservative treatment rather than waiting until it needs more complex and expensive procedures.

Schedule Outstanding Dental Work

If you need a specific dental treatment, it’s a good idea to schedule your appointment sooner rather than later. Failing to do so may cause the issue to worsen, making you need more expensive and invasive dental procedures. For example, putting off a standard filling can cause the cavity to grow large enough to the point where it needs a root canal instead. You can minimize your out-of-pocket expenses by taking care of any treatments as soon as possible.

Use Your Coverage Before It’s Too Late

Every year, your dental insurance company will set aside a specific amount of money to put towards your care. This is known as your annual maximum. Usually, the amount resets when the year ends and anything left unused will not roll over into the new year. To avoid wasting coverage you’ve already paid for, you should schedule all the treatments you need before the year ends.

Want to kick off the new year with a healthier smile and thicker wallet? By following these tips, you can maximize your dental insurance benefits and get the most bang for your buck!

About the Practice

At Marble Dental McKinney, we offer high-quality and comprehensive services to patients of all ages. Our team enjoys educating patients to help them make confident and informed decisions for their oral health. If you need help understanding your dental insurance, we’re more than happy to provide personal assistance. You can reach a member of our team via our website or call (214) 592-0441.